• Investment
  • Insurance
  • Management Consulting Solutions
  • Corporate Real Estate Solutions
  • Customized Corporate Solution

INVESTMENTS

Corporate Investment Solutions

We provide a range of need based Investment guidance to Our Clients. Our objective guidance help them maintain and manage their Investible Surplus keeping in consideration their Liquidity, Investment Horizon, Risk Apatite, Taxation, Fluent Cash Flow towards running Expenses and Long Terms Investment Strategies.

Need and Tenure Based Investment Strategy

We strategically construct and Manage Investment portfolio for our Corporate and Institutional Clients based on the Tenure and Investment Objective sought with the Investable Surplus, available with them. We follow the following pattern in this regard:

Investment Strategy Tenure
High Liquidity Strategy 0-3 Months
Short Term Strategy 3 - 36 Months
Long Term Strategy 3 Year - 7+ Years

High Liquidity Strategy,

Clients can invest into opportunities with an Average Holding Period ranging from 4 Days to 3 Month. These are usually Mutual Funds categorized as Liquid or Overnight Funds providing an Annualized Return based on the Interest Rate Scenario in the Market. These Funds can be best utilized by clients to safely park their hot money that remains idle in their accounts or the money that might stay idle for a longer time but cannot be introduced to market risk. Investing in such products ensures negligible to no interest rate or default risk. The tenure of these investments can be carried forwarded as per client discretion and requirement.

More such opportunities are available with Debt Mutual Funds with average maturity of portfolio ranging between 3 to 120 Months. These Help us to Device a

Short-Term Strategy

for Institutional clients between 3 to 36 Months. These are Debt Mutual Funds carrying better opportunities in terms of earning and the portfolio return may differ for different fund based on the Fund Manager’s Investment Strategy. These Funds are categorized as Ultra Short-Term Funds, Short Term Funds, Dynamic Bond Funds, Income Funds, Bond Funds, GILT Fund and Floating Rate Funds etc. Each Fund is named either based on the investment theme or the portfolio composition.

Over and above Debt Mutual Funds we have Corporate Deposits, Secondary and Primary Market Bonds, T-bills, Commercial Papers, CDL, SDL, Debentures etc. where an institution can invest as per their requirement & compliance restrictions. By

Long Term Strategy,

we refer to an investment strategy ranging from 3 to 7+ Years. Under such investment strategy the aim is to target higher capital appreciation by investing into other asset classes and products apart from Debt Mutual Funds. Clients can invest into Equity Mutual Funds, ETF’S, PMS, Direct Equities, Private Equity Funds, AIF, Invits, RIETS, Real Estate, and other Structured Product.

Before devising a portfolio, we consider various important aspects of the client like Risk Apatite, Liquidity, Taxation, Investment Objective and ensure best market research to complement the same.

Charitable Trust
Registered Societies
Employees Superannuation & Gratuity Fund
Religious Trust
Healthcare and Hospital Trust
Pension Trust
Educational Trust
Employees Provident Fund Trust
Trust for Legal Continuance (Estate Planning)

With our dedicated research and wide range of products, Paragonaide Financial Services can provide the best suitable product to different Clients falling into the above-mentioned list of Trust entities. Paragonaide Financial Services provides a state-of-the-art portfolio management service and ensures that all the statutory requirements and investment objectives are achieved.

INSURANCE

Paragonaide Financial Services provides one stop solution for all Corporate General Insurance need. With a robust network of companies associated with us, we have been able to provide customized product solutions that best suit the interest of our clients. The range of Corporate General Insurance Product are listed below: -

CORPORATE GENERAL INSURANCE
  • Group Health Insurance
  • Group Accidental Insurance
  • Commercial Motor Insurance (4 Wheeler)
  • Commercial Motor Insurance (2 Wheeler)
  • Commercial Motor Insurance (Second Hand 4 Wheeler)
  • Commercial Motor Insurance (Second Hand 2 Wheeler)
  • Commercial Motor Insurance (3rd Party)
  • Industrial All Risk Insurance (Fire, Riot, Accident, Terrorism etc)
  • Industrial Insurance (Boiler and Pressure Plant Insurance, Electronic Equipment Insurance, Machinery Breakdown Insurance, Erection All risk, Machinery Loss of Profits Insurance)
  • Industrial Insurance (Earthquake and Other Natural Perils)
  • Industrial Insurance (Contractors all risk policy, Contactors plant and machinery)
  • Commercial Insurance (Group Travel Insurance)
  • Commercial Insurance (Corporate Cover)
  • Marine Insurance (Open Policy By Road, Rail & Air)
  • Marin Insurance One Time (Road, Rail & Air)
  • Public Liability Insurance (Public Liability Insurance ,Industrial Risk), (Non- Industrial Risk), Product Liability, Product Liability act only, Workman Compensation Policy, Directors and officers liability insurance, professional indemnity (Doctor & Medical Practetionaire)
  • Shop Insurance (Fire, Theft, Cash in Transit, Glass Breakage, Damage to neon Sign, Cheque Forgery, Fidelity, Tenants Legal Liability, Employer Liability)
  • Money Insurance(Loss of money in transit due to robbery, theft or any forties cause)
  • Credit Insurance (Against selling goods to overseas buyers, outstanding receivable that are within approved credit terms.)
  • Fidelity Guarantee Insurance Policy (Policy covers loss sustained as a result of act of flood, dishonesty in respect of money or good of the employer committed by the employees in the course of performance of their duties)
  • Education Institution Package Policy
  • Student Insurance Policy
  • Hotel Corporate Insurance
  • Mall & Multiplex Insurance
Keyman Insurance

As a company, we put a lot of our time and effort in not only growing talent but also making a substantial investment in each of our employees. In such a scenario, it is only good sense to ensure the position of an employee that is invaluable to the unhindered running of the company.

And this is where keyman insurance comes into play. Keyman insurance is defined as an insurance policy where the proposer as well as the premium payer is the employer, the life to be insured is that of the employee and the benefit, in case of a claim, goes to the employer. The `keyman’ or ‘key person’ would be any person employed by a company having a special skill set or substantial responsibilities and who contributes significantly to the profits of that organization.

The death of the employee can incur two types of losses to the company:

  • (a) Loss arising from profit reduction for the company
  • (b) Costs for the company in replacing the keyman

In case the company has keyman insurance, on the death of the employee, the sum assured is paid to the company. This sum assured is generally quite large and sufficient to not only tide over any business downturn, but also hire a new senior executive. If the insured person survives the term of the insurance, then no money is paid to the company.

Group Life Insurance

Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group. Group life insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection.

As the policy owner, the employer or other entity keeps the actual insurance policy, known as the master contract. All of those who are covered typically receive a certificate of insurance that serves as proof of insurance but is not actually the insurance policy. As with other types of life insurance, group life insurance allows you to choose your beneficiary. Term insurance is the most common form of group life insurance.

Management Consulting Solutions

“Experience is GOLD " and we at Paragonaide Financial Services believe the same. With a wide range of experience into management consulting solutions, we provide the best customized and need based objective advice. We are consulting on a wide range of parameters for our corporate clients and are fully committed in ensuring progressive and purposeful solutions towards their business.

Corporate Real Estate Solutions

Our endeavor to provide a customized solution to our clients has made us go beyond our boundaries and provide the best of Real Estate and Infrastructure solutions for business and professional requirement. Whether it is procuring a new commercial property to startup your office, acquiring a new industrial property to setup a new plant, or relocating your existing business, we provide the best option to our client.

We have a range of first-time property options available with us directly from the city planners or builders to a range of properties listed by our clients who would like to sell their property.

Find current opportunities listed with us Real Estate

Customized Corporate Solutions

In today's competitive corporate culture, it is particularly important for an organization to manage and allocate once resources in the most efficient manner ensuring the best productivity and profitable outcome. With the wide range of Services and Products to offer, we can provide best Customized 360° need based objective Corporate Solution Packages to our clients based on the nature of Business, with an aim to provide our clients the edge over their competitors.

Customized Corporate Solution Packages for few Industries are as mentioned below: -

Education Institutes

Hospital and Healthcare Institutions

Hotel and Hospitality Industry

Manufacturing and Industrial Units

......and Many More
Go Top

All Rights Reserved © 2022 www.pfs.money